An Ode to Dealing with Tough Managers

Recently, I posted being concerned about my performance appraisal this year as the previous ones did not go well. I have some news to share – I finally got good feedback! This is a reason to celebrate, as my head was clouded with self-doubt over the past year, and I questioned my work quality. “This is the only type of work I believed I was good at. Am I not as good as I think?”

When managers take time to appreciate your work, your confidence hits a different level. It’s the type of reassurance every hard-working employee deserves.

Needless to say, I am over the moon. If you had gone through my past appraisal posts, you would know how distraught I was. I gave it my best this year and wondered if it would be enough as my confidence was quite shaken. But it ended well (this year, at least). Now, the challenge is to maintain this level of performance.

I am not exactly sure what I did right this year, but I am sharing one key takeaway.

I know the internet is filled with advice on avoiding interacting with difficult managers as much as possible. I did this initially. I was intimidated by my managers and found it challenging to reach out to them. They weren’t particularly friendly either. So my solution was to avoid them. My advice is: don’t.

Try increasing your interactions with them to a point you no longer feel intimidated by their presence. I started asking questions regularly, reaching out for discussions, and becoming more proactive. Initially, it felt tough, as anyone would feel uncomfortable interacting with someone who intimidates them. But then, things started getting better. My fear was gone as I trained myself to approach them more. This helped me ask better questions and seek their help if needed. This, in turn, improved my work.

I realized they weren’t criticizing me on purpose. I did lag in some areas. When you are only given negative feedback, your first impulse is to escape. I almost thought about quitting, thinking maybe they disliked me for other reasons.

At this point, I can’t help but think how many employees must have quit their jobs because they couldn’t take criticism. We see posts about “work where you will be appreciated.” Sometimes, we need to take time to reflect on whether it is really them who should work on appreciating us or if it is actually us who need to make improvements.

Yes, some managers will not like you or your work, no matter how hard you try. You need to change your job for peace of mind in such cases. But often, that’s not the issue. Sometimes we overthink and overanalyze things and make decisions on the spur of the moment. Like quitting. When we quit, we stop ourselves from learning from our mistakes.

Learning only happens when someone points out the areas you need to improve. Some managers communicate this empathetically and effectively, but some might take a different route.

Not every manager excels at communication. As long as a supervisor doesn’t abuse or resort to toxic, manipulative techniques, employees should reflect on what is needed, reach out, ask questions, and work accordingly.

I Created 3 Bank Accounts To Manage My Finances. Here’s How It Went.

I first read Monika Halan’s Let’s Talk Money a year back. In the book, she talked about the importance of having 3 bank accounts to manage finances.

Income Account – This account can be where you receive your salary, rental income, cash gift, etc.
Save-it Account – The second account is for saving/investing. Keep in mind not to transfer any amount from this account to your spend-it account later on. This account is for saving, not spending.
Spend-it Account – The final account is for managing your expenses.

Monika Halan instructs you to transfer a part of your income every month, without fail, to your spend-it and expense accounts. This enables you to have a hands-free approach to managing finances.

Previously, I had two bank accounts and felt it was more than enough – until it became difficult to track my expenses. I used to micromanage my finances through an Excel sheet. After much introspection, I realized it would be much easier to have a separate account for expenses alone. Another reason was that I realized I was being extra stingy because I couldn’t properly track and compartmentalize my money. That’s right. I did not know how much I was spending, so my solution was to spend less. I decided to start a new bank account to give myself a breather.

My first two accounts were in a public bank (my income and spend-it accounts). I decided to try a private bank next. I wanted a bank with good customer support and technology, and I ended up going for a digital-friendly bank. The account opening was entirely online. You have almost every bank in India with a digital onboarding process nowadays. You can open an account within hours. I sat through a video-KYC process, and that was it. The welcome kit, containing the debit card and checkbook, was mailed to my address in a week.

Now that my expense account was in place, I slowly started transferring my expenses to my account each month, which was 40-50% of my income. I wasn’t restricting myself from spending what I could anymore. I could see I had the budget for it in my expense account.

The thing with being in a perennially “saving” mode is that you forget to indulge and pamper yourself. So having a third account helps. My expense account is also connected to UPI, and I use it for all my POS transactions, ATM withdrawals, automatic subscriptions, etc. The funds are deliberately kept limited in this account to ensure I would not lose any part of my savings in case of any online/offline security breaches. Would I recommend the three-bank approach to managing your finances? Definitely, it has made my job easier.

An Ode to Women Taking Financial Decisions

This is a topic close to my heart. As a single woman in her 30s, I often find myself having to deal with people second-guessing my financial decisions. I am always told to consult a man before taking things further. Don’t get me wrong. I am absolutely okay with consulting experts. The keyword being “experts.” This is a gender-neutral term not limited to men. If they had told me to consult an expert instead of a specific gender, I would have been fine. But that’s not the case. They pinpoint the gender – it should be a “he.”

In my experience, people in India are skeptical about a woman’s money-managing skills. There’s an absolutely valid reason for such cynicism. Over generations, men have been handling money, and women have been doing household chores. This mentality is deeply ingrained in us. It is only now that the roles are shifting, more women are joining the workforce, and men are learning to handle the kitchen by themselves. In the past, this role-shifting was unheard of, which might explain why breaking away from it now takes some conscious effort. It does not come naturally. People tend to look at you with distrust if you take up a role that goes against the gender stereotype.

“I rather my husband not cook. He might make a mess.”

“I rather my wife not handle finances. She might make a mess.”

These dialogues are not fictional. They very much exist – especially in Indian households. True, some women may not be good at finance, but that applies to men too.

Here’s an actual conversation with my mother:

Me: “I have decided to invest in Sovereign Gold Bonds (SGBs).”

Mom: “Oh! Why don’t you consult XYZ uncle about this?”

Me: “But what would he know? He’s a mid-50s person who distrusts new investment schemes.”

“Okay. But are you sure?”

“Yes! I have done my research, and I understand this product well.”

That was the end of the discussion. My mother looked at me with doubt etched all over her face. I had to convince her that I was making an informed decision.

To date, I have not made a poor investment choice. I read both the pros and cons of all investment schemes before selecting. I stay away from products I do not understand. I avoid systems that are too risky. I only invest in government-regulated schemes, not impulsively, but after going through much examination. However, all this research is still insufficient for society to stop doubting my capability to handle finances. Because I am a woman. Instead, a man who has done half the study is trusted more because of his gender.

Women are encouraged to be financially savvy and aware. But my question is – when we do become financially literate, are there people who would trust us to efficiently handle our money?

An Ode to Ignoring Toxic People

We are often told that communication is key.

People advocate the importance of openly sharing your feelings with your partners and friends, thoughts with colleagues, and so on. That’s absolutely true. You should. But what they don’t tell you is that sometimes, communication does absolutely nothing.

You can talk all you want, but your effort is lost if the other person is not ready to listen.

Communication can be key. But with the right people.

Try talking it out with a toxic person – someone who wants absolute control over the situation. They might demean and insult you for sharing your thoughts. What do we do then? Should we communicate more? Will that lead to better results? Sometimes, maturity is cutting off such people from your lives without lengthy dialogues when you realize things will not improve by talking.

It is not popular advice – to ignore. But it has its powers. Ignorance is indeed bliss when you know talking will not yield fruitful results. You can save yourselves from getting hurt when you choose to ignore. I sure did not believe in the power of quiet when I was in my 20s. I ardently believed each and every problem could be resolved by talking. In the process, I bared my soul, talking about my insecurities, frights, and pain with people who did not deserve my empathy or trust. I over-communicated in the hope that they would be more kind once they understood what I was going through. Some ended up using that private information against me. A piece of advice – unless you are absolutely confident about your relationship with this other person, do not be vulnerable and reveal your negatives. They just might misuse it. Communication is key. Again, with the right people.

When you ignore toxic people, you take away their right to infuriate you further. You are making them lose control over you. You are suffocating them because they are satisfied only when you retort. They want you to be affected by what they say. These are the people to watch out for and consciously avoid interacting with. You are not liable to hold any sort of communication with them. You end up saving precious energy this way and can divert it toward more productive interactions.

With experience, you know who such people are and how much effort you are willing to spend on them. You start to understand when things get “too much,” and you eventually start holding back. It’s something, unfortunately, that the 20s won’t teach you. We don’t learn unless we experience the same thing multiple times because it’s by rote that lessons get drilled into our brains. You experience similar people again and again till you learn how to deal with them in the future – that’s the way of life. No amount of advice or posts (like this one) will stop someone from thinking or acting how they want. Only experience can help you – it’s the best teacher, after all.

An Ode to Moonlighting, Sunlighting, and All Kinds of Lighting To Keep Your House Lit

If you aren’t yet aware of the term “Moonlighting,” here’s the definition – it’s you working for another company once your regular day job is over. Lately, many CEOs in India are losing their cool over their employees moonlighting. They feel cheated because they want their subordinates to function at their best capacity during day time. Yes, it’s mostly the CEOs and the high-level management already receiving big paychecks who are vociferously campaigning against moonlighting. Any surprises there?

I can’t help but think, why would companies want to micromanage the after-work life of an employee? The office in itself is a breeding ground for micromanagement. If the employee’s daily work is suffering because of the extra responsibility they took up, yes, they should face the consequences. Quality of work shouldn’t be compromised. But in companies like Wipro, employees aren’t getting sacked because of their work quality – it’s purely for the reason that their employers found out their “dirty” little secret. Employees should be warned if their quality of work is far below expectations – whatever reason it may be – moonlighting, sunlighting, or rainlighting. But snooping around to see which employee works secretly to earn an additional income is downright obnoxious and toxic.

Some founders and CEOs are partners in multiple firms but do not face the consequences. The culprit is always the layman trying to earn those few extra bucks. Money and power rule the world. This universal truth holds even here.

The empathetic approach would have been to ask the moonlighting employees at Wipro how much they would need to stop working two jobs. This wish is idealistic since companies would be unwilling to pay that much. The companies want to have the cake and eat it too. They will do bad (paying low) but do not want the bad consequences (employees looking for better opportunities).

Let’s look at the positives of moonlighting (if done correctly):

The employee gets additional income.
A creative person needs an outlet. A second job that fulfills this criterion can boost such an employee’s spirit. It would make them happy to continue the daily grind the following day, even if the current job is not fulfilling those creative needs.
Employees will not be frustrated that their company is unwilling to pay extra. Frustration and financial stress can deteriorate work performance more than moonlighting.
A company that accepts its employees’ needs will earn a good reputation overall. Its employees would be willing to work much harder for them.

The cons of moonlighting:

If done incorrectly, i.e., the employee doesn’t get enough time to rest, the quality of work can suffer in both jobs. This is something that can easily be corrected, however. Balance is key.
The high-level management. I am unsure whether the big bosses will ever come to terms with it. It might be because they are overthinking it. It’s only recently that companies have deviated from the usual archaic work style and are embracing the digital. Previously, the high-level management used to overthink work from home because they were worried if work would ever get done. But covid taught everyone that it is possible to complete their work at home by leveraging the power of the internet.

On this world mental health week, let’s hope our employers reflect on what an employee’s mental well-being actually means to them. Does it mean cutting off their freedom? Does it mean micromanagement? It’s certainly not free yoga classes or an unlimited amount of eatables. “A happy wife makes a happy life” is a famous adage. In the case of organizations, “A happy employee makes a happy company” would be apt.

Maybe it’s high time our companies stop being preachy and finally walk the talk. Sometimes we need more than just freebies.

Update as of 18th October: TCS has been the most empathetic so far. To quote the COO, “The consequences (of taking action) will be that the person’s career will be ruined. Background check for the next future job will fail for him…We have to show some empathy.” Kudos to them for pointing this out.

Update as of 21st October: Employees at Infosys are now allowed to take up external gigs under some conditions. Better something than nothing!

An Ode to Rewatching Movies

It was an irregular day in my life. I had not watched any new movies or tv series in the last 4-5 days on any of the OTT platforms I had religiously subscribed to. This is huge, considering I never went a day without new content.

I realized the moment you subscribe to something, your mentality shifts in that direction of wanting to make the most out of it. You want to get your money’s worth. And once things turn into a habit, there’s no looking back. OTT platforms had become a habit. Not watching new movies or series in the last few days didn’t stop me from zealously adding new items to my watchlist, but I wasn’t tempted to start any. Was it saturation? Was I tired of the new?

Out of the blue last night, I felt like rewatching a 2009 Hindi movie – Wake Up Sid. I remember loving it the first time I watched it. I did not remember any of the dialogues. I only vaguely remembered the feeling it gave me back then – the mushy, soft, warm kind. I was curious whether I would feel the same way again. So rewatch the movie, I did.

It’s a rarity nowadays to watch a movie twice, mainly because you are subjected to many choices. Why go for the old when you can make way for the new? With the rise of OTT platforms, we have more on our platter. We add items to our watchlist, just like a shopping cart. We start multiple movies or tv shows and taste a bit of each, just like a buffet. Movie watching is no longer an immersive experience. It feels like a chore we need to finish quickly because we are already eyeing another.

There was a time when we used to watch and rewatch our favorite stories. By the time we were done, we were able to crack dialogues in the movie as effortlessly as the actors themselves. I do not remember lyrics or movie dialogues nowadays, but that’s understandable. Things stick only when there’s repetition.

I feel when we have more choices, we tend to become confused. Human nature is such that we are tempted to try everything readily available. Nowadays, surrendering yourself to one experience has become rare. There’s a mishmash of multiple experiences that you are driven to partake in simultaneously.

I couldn’t stop smiling while watching Wake Up Sid. The emotions are all contemporary, very now. It has aged like fine wine. Everything in the movie from 13 years back is still relevant today – the angst of a man who’s disinterested in regular office work, his journey to understand himself and his goals, and gradually falling in love with a passionate, ambitious woman. A woman who says with conviction that she’s not interested in him but her actions and expressions prove otherwise. Sid is very relatable, and so is Aisha. When the characters fall in love, you end up falling for them too. Their charm is such. The magic of good storytelling is such.

We don’t make such movies anymore. Is it because love stories are nowadays made with the male gaze in mind, or is the female gaze less fashionable? I doubt it’s the latter.

Would I get back to any of the movies released nowadays ten years or maybe twenty years from now? Would I sit and rewatch with a smile or cringe at the corniness of it all? Only time can tell. I think it’s about time our Hindi filmmakers resumed making feel-good movies again — so that the romantics, like me, have a decent movie to cuddle up to on a dreary, overworked weekday night.